Effective Date: [Insert Date]
Welcome to Future Saving Zone (“FSZ”, “we”, “our”, or “us”). By enrolling in our programs or using our services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.
1. Eligibility
You must be at least 18 years old and legally capable of entering into contracts to register for our services.
2. Services
FSZ offers financial support and insurance coverage assistance in collaboration with Wheels n Walls during critical life events. Services may include:
- Assistance during health emergencies
- Support for major life milestones (marriage, childbirth, etc.)
- Group insurance cover (terms apply)
3. Membership
- Enrollment requires accurate personal information and valid identification.
- Membership is non-transferable.
- Monthly or annual contributions must be made on time to remain eligible for benefits.
4. Coverage and Support
- Financial support and coverage vary by membership plan.
- Benefits are subject to verification and approval.
- Misrepresentation or fraud will result in immediate disqualification and possible legal action.
5. Collaboration with Partners
We may collaborate with third-party partners like Wheels n Walls. By participating, you authorize us to share necessary details with them for service facilitation.
6. Confidentiality & Data Use
We will protect your data under applicable privacy laws. Your information will not be sold to third parties and will only be used for service purposes.
7. Limitation of Liability
FSZ and its partners are not liable for any indirect or consequential losses. Our liability is limited to the value of the services availed by the user.
8. Termination
We reserve the right to terminate any membership if:
- There is non-compliance with these terms.
- False claims or fraud are detected.
- Contributions are not paid for more than 2 consecutive cycles.
9. Changes to Terms
We may revise these terms at any time. Continued use of our services indicates acceptance of the updated terms.